- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 900–999sq ft
- Per sq ft
- $571at the range’s middle
- Built
- New
- Parking
- 0none
- Days on market
- Members
The brief
About 538-2545 Simcoe St
538-2545 Simcoe St is a 3-bedroom, 2-bathroom condo in Windfields, Oshawa, listed for sale at an asking price of $542,469 (MLS® E14151710).
Welcome to UC Tower 3, one of North Oshawa's most sought-after communities! Suite 538 offers an exceptional 960 sq. ft. layout featuring three spacious bedrooms, two large balconies, and desirable southeast exposure. The primary bedroom includes a beautifully appointed 3-piece ensuite with a sleek framed glass-enclosed shower. Enjoy contemporary finishes throughout, including quartz kitchen countertops, a stylish backsplash, full-size stainless steel appliances, and a convenient front-loading washer and dryer. One Parking Spot & Locker available for purchase separately. Residents enjoy access to an exceptional selection of amenities, including 24-hour concierge and security, fitness centres, yoga and spin studios, party and entertainment rooms, a prep kitchen, theatre room, work and tech spaces, guest suites, sound studio, meeting and boardrooms, pet spa, outdoor dog park, and a beautifully appointed fourth-floor outdoor lounge with BBQ stations, dining, and relaxation areas. Ideally located just minutes from Ontario Tech University, Durham College, Highway 407, Costco, restaurants, grocery stores, banks, and public transit, this is a fantastic opportunity to live in one of Oshawa's most vibrant and convenient communities. A perfect blend of space, style, and functionality in a prime location. This new home qualifies for the new enhanced HST rebate which has been included in the purchase price. Purchaser must be eligible for the rebate and eligible to assign it to the Vendor, as determined by the applicable governmental authorities, or must otherwise pay the full HST on closing and independently apply for the rebate after closing. Irrevocable - 2 business days.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even50/100−$288/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 11 homes with 3 bedrooms for lease in Windfields right now. Cost of owning counts the mortgage and the condo fee. This record states no property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- MLS® number
- E14151710
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Building Age
- New
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- None, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Windfields
- Municipality
- Oshawa
Building
- Size
- 900-999 sqft
- Building Age
- New
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Fan Coil
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Stainless Steel faced Fridge, Electric Range, Combo hood fan/Microwave, Integrated Panelled Dishwasher, White Front Loading Washer & Dryer, Light Fixtures
- Condo maint.
- $513
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 2.86 × 3.13 m | Laminate, Open Concept, Combined W/Dining | Main |
| Dining | 2.86 × 3.13 m | Laminate, Open Concept, Combined W/Living | Main |
| Kitchen | 2.95 × 4.87 m | Laminate, Open Concept, W/O To Balcony | Main |
| Primary | 3.01 × 2.8 m | Laminate, 3 Pc Ensuite, Juliette Balcony | Main |
| 2nd Br | 2.62 × 2.59 m | Laminate, Large Window | Main |
| 3rd Br | 2.77 × 2.83 m | Laminate, Large Window | Main |
Listing history
Buy/sell history for 538-2545 Simcoe St, Oshawa, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $542,469 | N/A | For Sale | E14151710 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $108,494
- Total mortgage amount
- $433,975
- Total interest payment
- $308,525
- Total purchase cost
- $850,994
- Mortgage payment
- $2,475/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
29%Monthly carrying cost
$2,988- Rent $2,700
- Shortfall $288
Rental income opens at $2,700, the median asking rent of 11 comparable homes for lease in Windfields. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,324
- Total land transfer tax
- $7,324
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,324
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $542,469
- $2,849
- Ontario total
- $7,324
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kassaundra Dobson, Broker of Record for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The market
Condos for sale in Windfields right now
- For sale now
- 32
- Median asking price
- $399K
- New in 7 days
- 7
- Price cuts
- 9%
Middle half: $358K to $511K
13 in 28 days
3 listings
This home is asking 36% above the median, higher than three quarters of them.
See all homes in WindfieldsAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Waaban PSDurham DSB | Public · grades JK–8 | 300 m | — |
| St Anne Catholic Elementary SchoolDurham CDSB | Catholic · grades JK–8 | 1 km | 79%Grade 6 average |
| Maamawi iyaawag Public SchoolDurham DSB | Public · grades JK–8 | 1.2 km | 52%Grade 6 average |
| École élémentaire Antonine MailletConseil scolaire Viamonde | French-language public · grades JK–8 | 7 km | 100%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Cedar Valley SSDurham DSB | Public · grades 9–12 | 750 m | — |
| Maxwell Heights Secondary SchoolDurham DSB | Public · grades 9–12 | 4.4 km | 52%Grade 9 math |
| Monsignor Paul Dwyer Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 5.7 km | 47%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.7 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Windfields are shown to signed-in members.